Large Group Account

Attracting and keeping talent can be challenging for midsize to large companies (101–2,999 employees), so offering competitive health benefits is critical to recruitment.

Blue Shield stands out in a crowded field. You can choose from a range of plans and high-value programs with the flexibility to tailor benefits and financial arrangements to meet your specific needs.

  • Striking the right balance

    Employees today expect more—even from companies that don’t have deep pockets. Blue Shield helps you balance what your employees want with your budget needs.


    Plan choice Strike the right balance between rich benefits and affordability.



    Tailor plans to your specific group needs.


    A quality experience

    Members can take advantage of several digital solutions to stay on top of their care and coverage. They’ll also enjoy simple, responsive customer service.

  • A guide to large group options

    Whether you’re seeking a fully insured plan or looking for self-funded/ASO options, you can count on Blue Shield to help you improve employee health outcomes and achieve better cost performance.

  • Trio HMO

    Blue Shield works with an accountable care organization (ACO) provider network to deliver integrated care at a better price. Trio HMO enables more coordinated care and a more holistic view of health while reducing duplication of services and unnecessary costs.

    Access+ HMO

    These plans offer low copayments for a wide range of HMO benefits, including preventive care, inpatient and outpatient services, and emergency care.

    Local Access+ HMO

    Employers who have a localized employee base and look to lower their healthcare spending can consider this option.

    Access+ HMO SaveNet plans

    These plans offer an HMO plan with a targeted physician network to lower your rates (must be paired with one of our standard Access+ HMO plans).

  • PPO plans

    When you want maximum flexibility, PPO plans offer members an expansive network, the option to go out of network, and the ability to see a specialist without a referral.

    Tandem PPO

    Tandem PPO plans deliver the same benefits as our full PPO plans but at a lower cost. Tandem offers a slightly streamlined provider network with a complement of high-value member benefits, including the Shield Concierge service model.

    Active Choice PPO

    These plans provide comprehensive coverage with flexibility and greater management over spending while providing reliable protection against the impact of high-cost services.

    PPO savings plans

    These plans are high-deductible health plans (HDHPs) ideal for employees who want to be actively in control of their healthcare expenses by saving tax-advantaged dollars for future medical expenses.

  • New: Virtual Blue: Next-level care for a changing world

    A new-generation health plan that offers total care for employees, from virtually anywhere. Virtual Blue provides virtual-first coverage including integrated primary, behavioral, and specialty care with $0 virtual visits through AccoladeCare. Employees also have the option of in-person care when preferred through a Blue Shield PPO network.

  • Added Advantage POS plans

    For employers who want the best of both worlds, our Added Advantage POS plans combine the convenience and out-of-pocket costs of our HMO with access to our extensive PPO provider network.

  • Pharmacy: Tailored plans for greater value

    Our integrated pharmacy and medical model, with nationwide coverage and customized Rx programs to maximize performance, is lowering costs and driving better health outcomes.

  • Cost-saving solutions for employers

    We offer flexible network and plan benefit options designed to meet your company’s needs while providing value-driven care for your employees.

    Your account team will help with plan management strategies, including:

    • Robust formularies that offer competitive discounts
    • Pharmacy and medical data analytics to identify cost trends and opportunities
  • A better experience for employees

    Your employees will benefit from an integrated treatment approach and a single source of support for pharmacy and medical questions.

    Our seamless member experience includes:

    • Broad access to more than 65,000 pharmacies nationwide
    • More coordinated care and personalized case management for at-risk members
  • Dental

    Your employees will have access to one of the largest dental provider network in California and nationwide (as part of the Blue network).

  • Vision

    The largest vision network in California and nationwide includes doctors, specialists, and retailers like Costco, LensCrafters, Target, and Walmart.

  • Life

    Life insurance options can help your employees provide financial security to their families.

Your company is unique. Let’s talk about how we can build a benefits plan to meet your needs.

Looking to self-fund coverage? Let’s create a plan that helps your employees be their best and helps you control costs.

  • Self-funded/administrative services only (ASO) plans

    With our ASO products and programs, you can control costs, manage risk, and increase employee engagement in their health.

    Customizable plans with whole-person coverage available (disease management, Rx, dental, vision)

    80,000+ providers in California; national coverage with our extensive BlueCard® network

    Member advocacy and service model that engages employees in their health—with performance guarantees to back it up

What can you expect from Blue Shield?

  • For members: Blue Shield is in their corner

    Blue Shield is vocal about our commitment to members. That includes making care accessible to everyone in new ways, whether online, at home, or in the community; and working to drive down costs and eliminate systemic inefficiencies in creative, groundbreaking ways.

  • For employers: A high-touch account service model

    With your group’s investment in your employees’ health, you can expect nimble, responsive, and strategic account support:

    Your own designated, experienced account manager is here for you every step of the way.

    Backup support: Our Premier priority team is on call to back up your account manager.

    Ongoing strategic consultation: Your account manager will consult on healthcare utilization trends and help you make the most of your benefits plan.

Compare plans, premiums, and network coverage

  • 80+ years strong and committed to a diverse, equitable future

    As a nonprofit, we’ve always put our members first. That includes operating on a stable financial footing and removing barriers to care, whether financial, logistical, or personal.



Let’s discuss how Blue Shield can help your workforce stay healthy and focused.